Liberty Bankers Life Insurance Company (LBL) is owned by Liberty Life Group Trust, a Texas Holding company. LBL offers life insurance and annuity products which help individuals and businesses meet their financial goals. The LBL Group has developed a proven track record for growth of assets, premiums and earnings over the last decade, with more than $2 billion in assets now under management. LBL was established in 1958 and is domiciled in the state of Oklahoma and licensed in 46 states. Our headquarters is located in Dallas, Texas and we have over 8,000 agents throughout the country to serve our customers. The company’s marketing efforts are complemented by those of its subsidiary, The Capitol Life Insurance Company, which markets its products in nine states. The two companies combine to cover 47 states and the District of Columbia. LBL offers a full line of life insurance and annuity products to help customers plan their financial futures. We offer immediate and deferred annuities with a range of features to satisfy a variety of financial requirements. Our life insurance products include final expense, term and permanent designs with the latest features such as critical illness coverage and an innovative approach to return of premium. LBL also offers health insurance products that are designed to augment your health care coverage. Our Medicare Supplement products are designed to fill many coverage gaps left by traditional Medicare. Our Critical Illness and Accident products provide cash to customers at time of need: when diagnosed with cancer, a heart attack or stroke, or when suffering an accidental injury. LBL is currently rated B++ with a secure, stable rating outlook by A.M. Best Company, the most recognized rating agency for the insurance industry.