With Level benefit applicant must answer a few questions, there is no medical check just a MIB, pharmaceutical check that is done by using applicant SS #. Once the result has been forwarded to underwriting we have a decision in minutes. Level benefit is preferred choice by most and comes with a lower premium cost. Payments will never increase and policy will never be canceled as long as payment is made. This is your best bet for getting a life insurance policy affordably with coverage up to $50,000. Level Benefit Plan: • Death Benefit: 100% • Issue Ages: 45-85 • Face Amounts: $2,000 – $50,000 • Underwriting Class: Standard (no tobacco distinction) • Underwriting Requirements: MIB, pharmaceutical check.